Project Planning & ExecutionØ Drive the implementation plans for the credit and debit cards
including detailing and implementing the following (working with other stakeholders as
appropriate):· Product definition and development· Creation of pricing strategy·
IT requirements and testing· Input to branding and marketing plans·
Specific issues related to Islamic proposition· Development of loyalty programme·
Regulatory approvals· Liaison and co-ordination with third party vendors / partners (e.g.
card processing, card schemes)Ø Contribute together with other key stakeholders to the
development of the following as they relate to Products:· Related operational processes and
procedures including Straight Through Processing· Critical outsourcing and vendor
agreements including SLAs· Training plans and materialsØ Working (as required) with HR
and other retail business managers to develop and implement:· Incentive programmes which
ensure alignment of behaviors and business results· Training plans for productsLeadershipØ
Management of products function to ensure execution of agreed initiatives and delivery of targeted
resultsProduct managementØ Responsible for end-to-end product life cycle including development
and monitoring of all key SLAs with internal and external service providersØ Manage the product
line and ensure the continuous monitoring of the market place and appropriate development of
innovative products / offers which address real customer needsØ Building of relationships in the
card industry & attendance at relevant seminars and conferences to ensure the Company maintains its
profile as an innovative and relevant playerØ Responsible for ensuring portfolio growth targets
and profitability of all card productsØ Work closely with sales and marketing team to generate
initiatives and events which generate additional net revenueØ Monitor, evaluate and act upon
information from the financial reports and key performance indicatorsØ Responsible for day-to-day
control of budget management and portfolio performance issues of products (including risk management
of portfolios)Ø Input into creation of annual plans and budgets according to agreed timelines Ø
Regular reporting to Senior Management on established performance measuresRegulatory & ComplianceØ
Ensure products are compliant with all regulatory and operational risk control requirementsØ
Responsible for all product related issues relating to Shariah and regulatory approvalsØ Ensure
internal compliance as per best practices.· Over 5 years related experience in managing a
credit and debit card product line in a large financial institution· Deep industry
knowledge and broad understanding of the Middle East region, preferably including specific
experience of the KSA market· Experience in implementation of the latest cards
innovations· Participation in high-level performance management teams of various
professional and cultural backgrounds· Candidate must be client service oriented,
enthusiastic and positive· Demonstrated ability for excellent problem solving in an
ever-changing work environment; Adaptable to changes· Proven ability to work effectively
with a team of department managers to determine and balance departmental priorities·
Ability to contribute to a high standard to a multi-function team ensuing alignment at all times to
the organizational goals· Excellent communication skills, both written and spoken·
Ability to Influence, empathic skills, people oriented personality and strong work ethic·
Fluent in English (both verbal and written)– Arabic is an advantage.5 - 8 yearsBasic - Any
Graduation , PG - MBA/PG Diploma in Business Mgmt
To apply for this job, contact us at:
Web site: http://www.ejadah-consult.com

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